Oregon is home base
Portland, Happy Valley, Clackamas County, and statewide Oregon files are the daily work. We are also licensed in Washington, with pages for Seattle and Vancouver, Washington. Two-state licensing is not a content mill. It is the same boutique desk.
Programs Oregon buyers actually use
Conventional, FHA, federal VA, jumbo, first-time buyer, and Non-QM paths (DSCR, one-time-close construction, VA construction, renovation, reverse). We explain overlays before you apply. We do not run a fake rate engine.
How to verify us
Look up company NMLS 2773262 and Ross Foster NMLS 1373012 on NMLS Consumer Access. Hours are 9:00am–5:00pm weekdays at 14029 SE Mountain Ridge Ct, Happy Valley, OR 97086. Licensed in Oregon and Washington.