Loan options
Programs we actually explain.
Conventional, FHA, VA, jumbo, first-time buyer, and Non-QM paths. We shop the file and tell you what each overlay will cost you.
Purchase →
Buy with one application shopped across lenders so pricing has to compete.
Refinance →
Rate-and-term or cash-out, compared across wholesale lenders.
FHA →
Lower down payment and flexible credit, explained in plain English before you apply.
VA →
Federal VA home loan benefit for eligible veterans, service members, and surviving spouses.
First-time homebuyer →
Down payment assistance, FHA, and conventional paths—explained before you write.
Jumbo →
High-balance financing for Portland-metro and Puget Sound prices.
Non-QM →
DSCR, construction-to-perm, renovation, and reverse options when agency boxes do not fit.
Non-QM
DSCR loans →
Investor qualification from the property’s debt-service coverage—not a W-2 underwrite.
One-time-close construction →
Custom construction-to-permanent in a single close, one set of costs, one conversion.
VA custom construction →
VA construction/perm for eligible veterans building a primary residence.
Renovation loans →
FHA 203(k) and conventional renovation as brokered options—not a promise of every overlay.
Reverse mortgages →
HECM-style education. A reverse is a loan with costs and trade-offs—not right for everyone.
Not sure which box you are in?
Start the application online, or call weekdays 9:00am–5:00pm. Questions: ross@arrowhomeloans.com.